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"Trickery
and treachery are the practices of fools that have not wits enough to
be honest" -Benjamin Franklin
As a business owner, it is vital to know what's on your credit report
so you can prevent errors that can inadvertently harm your
company. One of the biggest threats out there today is identity
theft. The ability to grow a business through help from
lending institutions depends heavily on the credit profiles of the
owners. Protecting your identity from thieves is crucial.
People whose identities have been stolen can spend months or years and
thousands of dollars cleaning up the mess the thieves have made of a
good name and credit record. In the meantime, victims of identity theft
may lose job opportunities, be refused loans for education, business, housing,
or cars, and even get arrested for crimes they didn't commit.
Humiliation, anger, and frustration are among the feelings victims
experience as they navigate the process of rescuing their
identity.
The US Federal Trade Commission recommends taking these precautions to
avoid identity theft:
-Shred documents and paperwork that contain personal information
before you discard them
-Don't give out personal information unless you know who you are
dealing with
-Use firewalls, anti-spyware, and anti-virus software to protect
your computers
-Don't use obvious passwords, like your birthday or mother's maiden
name
-Be alert for discrepancies in your financial bills and statements and
query them immediately
-Report fraud to the police as soon as you detect it and file a
complaint with the FTC
If you have lost personal information or identification, place an initial fraud alert
on your credit report with any (or all) of the three consumer reporting
companies:
Equifax: 1-800-525-6285;
www.equifax.com; P.O. Box 740241, Atlanta, GA 30374- 0241
Experian: 1-888-EXPERIAN (397-3742); www.experian.com;
P.O. Box 9532, Allen, TX 75013
TransUnion: 1-800-680-7289; www.transunion.com;
Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA
92834-6790
At First Star Capital, we recognize the importance
of protecting our clients. We follow strict procedures
to keep all personal information and sensitive data secure. First
Star will never sell, rent or provide any customer data to a 3rd
party unless specifically instructed to do so in writing by the
customer. Please review our corporate
privacy policy to better understand the steps taken to protect
our clients.
First Star Capital is a national leader in all types
of equipment financing and leasing. We operate in all 50 states
and are currently offering some of the most competitive programs in the
country. Our transactions are funded both internally with
private label lines of credit as well as externally with some of the
most competitive & flexible funding partners in the nation. These
diverse funding resources allow First Star the flexibility to undertake
a variety of transactions. Nothing is too big or too complex.
For more
information, contact Brad Harmon at First
Star Capital (800-604-4817).
First Star
Capital...Tomorrow's Growth Today
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