January 2009

“The most effective way to cope with change is to help create it.” 
– L.W. Lynett

First Star is pleased to announce that we experienced a 23% growth in 2008. Many thanks to our clients that continue to turn to First Star Capital as their leasing & finance resource!

Conserve Working Capital – Cash is King

If you’ve been keeping up with the news lately then you most likely know that “cash is king” right now. Like many other business owners, you are probably stepping up efforts to maintain profits during the current bumpy economic storm. Those who have been through challenging economic periods previously know that maintaining cash flow and competitiveness remain their highest priorities.

Tough economic times may require your business to make difficult choices between maintaining adequate capacity and cutting costs. One way to accomplish both goals is to make sure the business is making use of the most efficient, up-to-date equipment.

Additionally, leasing may provide a way of financing new equipment that allows your company to conserve working capital and minimize payments. Leasing, rather than buying, equipment is one way to accomplish these goals because leases can be structured to match the useful life of the equipment as well as decrease the upfront costs of acquiring it. After all, it is typically the use of equipment, rather than the ownership, from which the benefits are derived.

Leasing also has its tax advantages and deductions like the 2008 Section 179 deduction that help contribute to your cash conservation goals.

Wise business owners can be successful in challenging times. The secret to success will depend upon a willingness to talk to financial and tax advisors, and the ability to remain flexible when adding equipment to expand your business.

First Star Capital

(800) 604-4817

brad@firststarcapital.com

www.firststarcapital.com

Did you know?

If you stack one million US $1 bills, it would be 361 feet high and weigh exactly 1 ton.

First Star is growing! We recently hired 3 new employees to help better serve you.

We offer Technology Rotation Leases allowing you to easily swap out & upgrade your computers every 2-3 years. Contact us today to find out more.

First Star has a new and improved website!  Come check us out today!

***************************************************************************************

First Star Capital is an established national firm that has financed thousands of different businesses across the country and has funded hundreds of millions of dollars worth of capital equipment.  We are an independent commercial lender with a specialty focus in equipment financing and leasing.  First Star Capital is a direct lender with the ability to quickly and efficiently fund new financing requests between ten-thousand and ten-million dollars.  Since we are a direct lender with our own funding and servicing capabilities we are able to deliver tangible value added financing solutions with the utmost flexibility.  First Star Capital has the internal ability to underwrite a variety of different financing requests – nothing is too big or too complicated.

For more information, contact Brad Harmon at First Star Capital (800-604-4817).

First Star Capital... Tomorrow's Growth Today