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First Star Capital Equipment Leasing and Financing Programs
Payment Plans Back to main programs page

Seasonal payments - This plan is especially beneficial for those customers who experience fluctuating time periods of higher and lower revenue production on an annual basis. To utilize this plan, the customer designates which 3 consecutive months they require off. The remaining 9 payments during each year will be calculated based upon the appropriate rate factor.

Step down payments - Step down leases begin with higher monthly lease rentals and then decline over the course of the term. This structure is beneficial for equipment that is subject to rapid depreciation or technological obsolescence. This also allows the lessee to accelerate their write off's for tax purposes.

Step up payments - Step up leases begin with lower monthly lease rentals that increase or "step up" over the lease term. The steps may be created at any point during the term but are most commonly done semi-annually or annually. This structure is beneficial for equipment that takes time to reach its full production capacity.

Annual / semi-annual / quarterly - For those customers that request annual, semi-annual or quarterly payments, First Star Capital can accommodate those needs. These structures are beneficial for easy cost forecasting and managing expenditures.

Back to main programs page

First Star Capital Equipment Leasing and Financing